What does Fee Only mean?

Fee-only means we are paid only by our clients. This allows us to provide objective financial planning and investment management advice as we do not accept additional commissions for products sold or any other forms of compensation from third parties.

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Are their net income requirements or account minimum to work with you?​

No. WestPeak Financial was founded on the belief that you do not need millions to have access to quality financial advice and guidance. We have no income requirements or account minimums to work with clients for our financial planning or investment management services.​

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Where do you provide your financial services?

WestPeak Financial provides services virtually to all of our clients. We believe this allows clients to work with a financial professional that best fits their needs, not just because they are local. This allows us to meet with you from the comfort of your home, office or any location at anytime.

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What are WestPeak Financial's office hours?

WestPeak Financial provides services by appointment only. The benefit of providing our services virtually means that we are available to meet at a time that is convenient for our clients. This includes client meetings and reviews outside of financial market hours. However, should you need to reach us in between your scheduled quarterly meetings, we are available Monday through Friday, 8 am - 5pm EST.

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How do you price your financial planning services?

WestPeak Financial believes that the financial planning process should be focused on changing financial habits today, in order to achieve financial success in the future. As a result, we base our financial planning service fees on the time and complexity of each individual or couples financial situation. During the financial planning conversation we will: ​

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• gather personal and financial information

• research and analyze your financial situation

• research and analyze your investment portfolio and savings

• develop your financial plan

• help set short/long term goals

• review the plan with you and

• discuss next steps and schedule future plan review meetings

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For a more information on our Comprehensive and One Time Financial Plan services and fees, visit our services and pricing page.

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Do you provide hourly financial planning pricing?

WestPeak Financial does not offer hourly pricing. We feel having a full and open financial conversation should not be limited by time on the clock and, as a fiduciary, our commitment to our clients in providing customized and appropriate financial advice shouldn't either. We do offer a One Time Financial Plan for those who would prefer financial planning and guidance for their current financial situation. The One Time Financial Plan fee is based on your financial complexity and disclosed to you prior to moving forward with us. For more information on our One Time Financial Plan service, visit our services and pricing page.

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I have been managing my own portfolio and it is going well. I don't feel I need investment management services, can we just work together in financial planning and investment consulting only?

Yes! We understand some investors are comfortable managing on their own, but at times, would like financial guidance and advice to help work through difficult financial situations, review/strengthen their financial plan and investment process or discuss investment ideas and current financial events. This is why we offer Comprehensive and One Time Financial Plan services.​​​​​​​ Whether your looking for an ongoing relationship or just a review of your current financial situation, our financial planning services provide guidance and insight for DIY investors while allowing them to maintain control over their investments.  

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What financial topics do you discuss in your financial plans?

WestPeak Financial covers many financial topics in our financial planning process:

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• Cashflow and budgeting

• Debt and student loan repayment

• Investments

• Employee Equity (ESOP, RSU, ESPP) education and planning

• Employee benefits

• College planning

• Retirement planning

• Estate planning

• Insurance planning

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What does the investment management process cover?

WestPeak Financial understands that you work hard to save for your short and long term goals. After developing your plan and understanding your values, we can customize your personalized investment plan based upon your goals, time horizon and risk tolerance. We will continue to monitor and review your performance, rebalance your portfolio when needed and  provide tax-loss harvesting to reduce your tax burden. For more on our investment management services and fees, visit our services and pricing page.

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 Ready to get started?

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